Nifty Cost-to-Build Calculator for 30 Bucks

Yeah, so I still am trying to stay current even though our project is on hold. I came across this really neat cost-to-build calculator for $29.95 that may be very useful to you guys. Here's the link:
http://startbuild.com/

It seems easy to use, and great for when you're in planning mode if you know some details of your house. It seems you can buy a stock plan and input your criteria in there and it will do an approximate cost to build of the house.

If you try this out, please comment on here to see if it's worth anyone's while. I have yet to play around with it, since I have done my own spreadsheet, but might like to see what number it generates since mine was pretty high.

EPA Fugitive List?!? And other things... like India and our house budget updated

So... not only do we have to worry about terrorists, but also eco-fugitives??? I saw this on the news and was extremely surprised at the audacity of some people:
http://news.yahoo.com/s/ap/20081210/ap_on_go_ot/environmental_fugitives

It's unbelievable how people can consciously, nevermind unconsciously, destroy the planet!

Anyway, I haven't posted in awhile and wanted to put something interesting on here since our project is ON HOLD. You know, it is actually turning out to work better this way, since I found out recently that both my husband and I may have a 1-2 year job assignment in India! This is another blessing in disguise since we will have the ability to save more cash if we live there for a bit. And since we didn't start the house yet, it makes us more mobile, which will work to our advantage. Everything is turning out well, so I am actually pretty happy.

Also, I have been getting a couple inquiries on our house budget. Since I no longer am in the bidding process, I am posting the budget to help anyone. Now, keep in mind that in Austin, we have different style homes that may be more expensive to build (like we use a lot of stucco and stone compared to siding and brick). Our job market can affect the cost of subs as well, as we have cheap labor from Mexico, as well as the construction industry is still apparently doing well. Also, there are some trades/subcontractors' bids that are more expensive and special to SIPs (Structural Insulated Panels used for walls and roof), for example the electrical wiring and framing bids. Hope it will be useful and write me if you have questions!

Good luck to you and your projects! You all have been lovely and supportive people, so keep in touch - we'll be building our dream home soon enough when the stars align and things are feeling right... and by the way, have a Merry Christmas and Great New Year!!!!

News on the house...

I have to inform you that after many attempts with brokers and banks, we were unable to get financing on our house :-(. The reasons cited:

- need more cash reserves/savings, even though a lot of it was used toward design, fees, etc.
- too high of a budget (which can be reduced, but we still need point 1 above to work first)
- the economy, the state of the mortgage industry is making EVERYONE 10 times stricter than normal! Even people with $40,000 in the bank are not getting approved because of hella-strict guidelines (at least that's what my banker told me, or maybe she was trying to make me feel better???). Oh well.... :-I

Actually, I don't feel as bad as I thought because we think maybe the timing is just not right for us. I am dealing with health issues right now and so I need to heal. Maybe it's just not in the cards right now to start this stressful project and deal with huge house payments when the situation is not ideal.

BUT... I am optimistic that we WILL start this house, but it's going to be later rather than sooner, I promise! For the next 6 months we're going to be frugal and cheap - no more eating out excessively or we'll have to find a way to hit a jackpot! We're going to SAVE SAVE SAVE. I will let you know when that time comes.

Please feel free to come back to our blog and check it out! Thanks guys for all your support, but it's not over yet!!!

Want to always stay updated on the oil crisis?

I suggest you visit this website for tons of shocking information about our oil dependencies, our global impact and what's being done in the industry:
http://www.theoildrum.com/

Silence & A New Solar School in Austin

Silence is not golden in our case. Sorry it's been too long since the last post! Let me tell you, it's been one LONG ride to the financing finish line, but it will come, I promise. We are working on getting it, it's just taking much longer because of the current economic climate. I'm confident we'll get the money soon. Pray or meditate for us that it will happen sooner rather than later!

Anyway, I wanted to let you know about this Solar Design Workshop class we found at this non-profit company that wants to promote solar solutions and new technologies by way of education. This organization is newly formed in Austin and offering an off-grid course including lunch for $40 this Saturday! We are definitely going to go. Here's the link to learn more:
www.hubbertspeak.org



This is a part theory/part hands-on course that will allow us to design, build, and install a photovoltaic(PV) system. We will have an exciting opportunity to build a 500+ watt off-grid trailer complete with solar panels, wind generator, inverter, charge controller, and battery bank. This would be a valuable lesson for us, because we need to save money on our expensive dream green home. Every dollar will help, because PV systems are definitely not cheap.

I will report what we've learned. Also, I'm thinking of starting a green e-book series that will address various topics and will be available SOON!

We're coming back, promise! See ya at the Austin Cool House tour?

Yes, it has been too long, but things are finally coming together. So, you should hopefully be hearing back soon!!!

Also, I wanted to post the Austin Cool House tour brochure, because there are a lot of COOL (figuratively speaking too!)& green modern houses on this tour. It will be Sunday, June 22nd from 12 noon to 6 pm. You can download it here.


Hope to see some of you there.

Budget & appraisal being updated, and bathroom dreaming...

Sorry, I've decided to update my budget so I took it offline and edited out this post.

I'll just leave you with dreamy photos of our beautiful, contemporary Japanese soaking tub that's made of stainless steel. You can get these luxurious tubs at Diamond Spas.

Imagine meditating in one these after 8 hours of work!

Our green home brochure...

Now available, a brochure giving you details and background on how we came to build green! Feel free to download the Sjödin Residence Brochure in PDF format.

Property rights gone wild....

I had to post these hilarious pics of signage we saw while driving around the Garden Oaks area of Houston. This disturbed "patriot" (see flags in background) posted these signs ALL OVER his front yard and let his neighbors and passerby's know EXACTLY what he will not put up with.



No, I'm not joking with you... these signs are FOR REAL. And, the real kicker is this sign below (see graphic if you don't understand what "defecate" means... heeheehee)



What I really loved are the complementary graphics that accompanied the text. Like people need a visual... hahaha. And this was just a sampling! We didn't have time to snap photos of his other colorful signs posted like every 4 feet....
"Smile at the Camera: God is Watching You"
"Do not throw condoms, needles or other trash on property"

I would have loved to talked to the owner to find the background of how he came to put up these signs, but was afraid I'd be shot if I stepped a toe over his property line. :-)

Where's Myleen (and other goodies: LEED-H certification for homes, SIPs weekend, LED lights)

I know I've been silent for some time, but for good reason. I am just waiting patiently for the money to hit the bank so we can get this party started! My champagne bottles are still chilling, and I'm waiting for the big day when we can sign our construction loan.

I had such a great weekend in Houston. First, the weather was unusually and pleasantly cool and dry, which is a rare treat in April. We were outside enjoying the weather in Kemah and staring at some sail boats that Jan wants to eventually get. My poor baby doesn't want much, but a boat is his goal. He's been perusing boat ads for weeks now. :-)

Then we saw Ted, who gave us some great information for getting your home LEED-H certified. If you go to this link, you can download an Excel spreadsheet to tabulate the number of points of your home to determine your certification level. You can go certified, gold, silver and platinum. Guess what we figured? Platinum!!! Woohoo! Although, I'm not sure I did it completely right. Anyway, this is thanks to high efficiency appliances, xeriscaping, geothermal, rainwater collection and site stewardship. I didn't realize that it doesn't cost all that much to get rated. Here's a chart:


We also went out to see Ted's other client's SIP home (Theresa). I have pictures for you to see of her house frame, which we'll post later with more details. She's compiling a list of "What Not to Do for a SIP Home" that I'm going to be following with great interest. It will be of tremendous help because we will be about 2 months behind them and so we can learn from their little hiccups, but it's going relatively smoothly so far! There are a few things to watch out for, because SIPs are so precise, you have to take extra care of how you lay it up and put it in. Check out her blog, as she has put in videos of her framing.

Also, we talked a lot about lighting and Jan wants to use white light LEDs on all the track lighting, and compact flourescents in the recess cans. Why LED? Because they are so much more energy efficient and don't get very hot like halogens. They have come out with SUPERLEDs that are even brighter than halogens! There are now dimmer switches for the LEDs that are relatively new on the market. Now all the above is super expensive unless you build your own, which of course, Jan wants to do. He is the self proclaimed do-it-yourselfer... he can't stand paying for something that he can do better, so we'll have a lot of his inventions around the house :-).

Besides all the above, we have a lot of business and marketing ideas brewing in our heads that will help promote SIPs, our green home and green building in general! I am working on getting our spec sheet, home article and ads out to home tours, building green mags, and other outlets. Stay tuned, because I want to get more people to build this way! Mail me if you want to learn more (free information).

Pictures of the complete casa, garage & rainwater tank storage facility

Yay, Jan finished the house, garage, rainwater tank storage area & retaining walls, so here they are!










And for those of you needing more technical detail or need some ideas on how we will do our garage, gabions, and rainwater collection system, check out these graphics:

A more detailed video on SIPs (Structural Insulated Panels)

They will answer questions like

Why they will save you 50% in energy bills...
Why they are superior in strength...
Why they are highly insulative...
Why they are earth friendly...
Why they are easy to build...
Why any framer can learn SIPs...

Check out this longer video

ON BEHALF OF ST. PATRICK'S DAY, BE GREEN AND GOOD!

We're mentioned on Money Magazine!

Still thinking of building your dream home? Maybe this article will convince you. We were interviewed and mentioned in this article in CNN's Money Magazine. Check it out!

http://money.cnn.com/2008/03/10/real_estate/build_home.moneymag/index.htm?postversion=2008031218

Pretty neat Google Sketchups of our house in 3D

A guy named Dan who commented on my blog introduced me to Google Sketchup, and we got hooked immediately! You can create 3D renderings of your house or any object you desire, and the best part is that it's free to download! There are even premade 3D sketches of things you can add to your own Sketchup (for example, mid-century modern furniture even!)

Jan got so into it, that he did a DETAILED rendition of our house, including the doors, windows and cedar siding that will look pretty close to reality.

We're still working on the interior and garageport, but here's our completed exterior of our house!

CLICK TO ENLARGE PHOTOS



See how much detail you can put into it, look at our Crestview Door that we're going to use ... it's very cool, but very timeconsuming to draw up!


We're excited! Jan is going to finish this baby up and we'll probably post an animation of our house on You Tube for you to see later.

Got our appraisal in!

We're happy to report that we got our house and lot appraisal in, and although it's not the highest we wanted, it's above what we expected. I won't report what yet, in the interest of getting the best possible bids. I will, however, need to cut costs and am working on "trimming the fat" on our budget. I am getting some updated bids on things to see how prices have changed, hopefully for the better!

I have heard that lumber prices have come down. Yes, let's hope so!

Right now, one of the challenging things to do is to find a lender that will accomodate 100% financing for an owner builder and a one time close. We are right now searching for the program that suits us. I'll update you when we find out who we'll go with!

I desperately need a vacation and a backrub... over the weekend we moved apartments, so I'm sore. But, I have planned a nice little getaway to New Mexico, one of my favorite places in the world. We can't wait!

The Green Misnomer & Other Issues

I just received a comment today about our house design being too invasive and "commercial looking". Well folks, I'm not building a conventional home, so prepare for something cool, hip and yes GREEN. And first of all, looks are a matter of personal taste, not a factor of how green is your green built home. I happen to LIKE MODERN. I don't want our house to have A-line gabled roofs, fake shutters or embellished exteriors that aren't the original thing (don't get me wrong, I like old European architecture, just not on our new house!). So, if you're looking for a green lawn roof or an Earthship looking abode, this is not our house, nor is it a point to make it look any more different than another modern house. The point is building green any way you like it (and to your taste!)

As I said in my post, just because it "looks" commercial, doesn't make it any less green or lower impact. Low impact doesn't only encompass natural building materials and making it "look natural" (which is just a facade anyway). Low impact also encompasses energy efficiency (our's is super efficient at 950 sf per ton HVAC, compared to 350-400sf per ton HVAC!), as well as sustainable (our SIP home will use a lot less dimensional lumber than normal stick built and that combined with our geothermal will save us about 60-70% in energy).

So, here's how I see how our house is GREEN:

- Sustainability by way of reducing the use of non-renewable resources (by our house using less energy and naturally efficient geothermal heatpump, we are reducing our carbon footprint by many folds, as well as using very sustainable bamboo, sorghum and local natural stone)

- Increased energy efficiency (like fiberglass windows and high quality insulation (SIPs)).

- Reduction in pollution (like using more fly ash in your concrete or using less electricity)

- Healthier environments (like the no VOC paints)

- Lower impact on resources (like our rainwater tanks)

So you must look at the entire picture, and not just one part of the whole green movement. It irks me that someone is calling our design unsustainable without seeing all the factors. Just wanted to make my point on my blog.... thanks for reading.

p.s. Our original goal was to make it more affordable, but I have come to realize that there are huge hurdles in this industry and a lot of people monopolizing on the green building effort. For example, subcontractors want to charge a hefty premium just because their unfamiliar, it's "new", and it's hip at the moment. This is VERY unfortunate, but only people like us can change this. I guess the only way is to raise awareness and get more people to build like us so that we can have more competition in this field. I have a few tips on this, how to make it more affordable, but it still needs to be worked on!

Financing, appraisal concerns for green homes...

I'm starting to feel sorry for myself :-(... nah, I know I shouldn't, but it's been tough because I am finding that this house and lot appraisal method is so frustrating because we are building green.

Why? You see, in order to get a construction loan for your house, you have to get your houseplans and lot appraised so that the lender can base the loan on the total appraised value. They basically compare your house square footage and the area where you're building and try to find comparable homes in your neighborhood. The problem is, there aren't too many green built homes to compare to, so they end up comparing your house to the shoddy stick builts and it's simply NOT FAIR because stick built is much cheaper to build so the price/sf is a lot lower!!!

I've been talking to appraisers around town and they are saying the same thing... it doesn't matter because we have to go by what is around you. So tell me, how are we going to get comparables around us when they make it so hard for people to build green in the first place? Add the fact that they don't appraise green features/building for a higher value, even though you're saving thousands a year in energy costs, you're not breathing dangerous vapors, as well as being the benevolent and eco-conscious hero of your neighborhood.

And so I ranted and vented and said, but we're building with SIPs, got geothermal and rainwater collection and all these other cool features but to no avail. I am so thinking of going political over this. If anyone has any insight on how I can go about lobbying for making it easier for green built homes, then I'm very open to suggestions and will put on my marching boots.

Here's our situation, and I'll be an open book (as if I haven't already exposed enough):

We need to appraise both our house and lot at about $740K so that we can get 100% financing for our construction costs which came to be approx $590K (80% of the appraised value). This allows us to put no money down because in essence we are using our equity (difference between appraisal value and costs) for the 20%. We are doing this as owner builders with U Build It. And if that's not hard enough, building green can be costly upfront, and so we require more of a loan than if we went conventionally stick built. Then add on the fact that the nation is under a housing decline at the moment....

We did find ONE appraiser who has specialized in green building in Austin, can you believe that? Here's his info (free PR for him):
Ward Appraisal Services

I guess when people build green, it's their 2nd or 3rd or more house, but of course, we are the pioneer-spirited ones who decided to build our very 1st home properly and green! Woohoo! :-D

The hope is that our land has appreciated enough to cover any large differences. Acreage lots around the Hill Country are getting expensive, so maybe that will be a good thing for us. It's almost becoming a mini California out here (pre 2006). They even built the Hill Country Galleria 8 miles from us, so there's a lot of development coming out this way.

Despite the above, I am trying to stay positive. Really truly, because we deserve this house and want to do it right!!! I am SO HOPING we get the appraisal we want. Wish us luck and as always I'll update with what I find out!

I should do a before and after picture of us when we start the building.... :-)

Quick 3 minute video on SIPs from HGTV Pro

Some more SIPs cheering... here's an excellent 3 minute video showing you the benefits of building with Structural Insulated Panels (SIPs) from a non-sales biased point of view (HGTV Pro's website). It also shows how they are put together, saving you time, money and the planet!

http://www.hgtvpro.com/hpro/pac_ctnt/text/0,2595,HPRO_20196_55073,00.html?c=484&videoid=66936

And the winner of HVAC efficiency is...

...Us! We did a manual J calculation of our SIP (Structural Insulated Panel) home and found out that our house was very efficient at 941 sf per ton! The average HVAC contractor normally sizes HVAC units at 450-550 sf per ton.

What does the ton mean? Your HVAC (Heating Ventilation Air Conditioning) system is sized by the ton. Typical sizes for single family residences are between two and five tons. Each ton equals 12,000 Btuh. Basically, it means our house is so air tight, insulated and efficient, it would take a 3-ton HVAC unit to cool our SIP house compared to a 5-ton HVAC unit to cool a stick built house that is the same size as our SIP home.

Our future house, a 2419 sf home, is the most energy efficient home that our green architect has ever designed. :-) Sorry to toot our own horn, but it makes us a bit proud to know this.

Bush's stimulus plan actually making us happy?!

This is maybe the first thing EVER from Bush that has actually made us HAPPY. With the stimulus plan, they intend to increase the jumbo loan limit to $625,000 for 12 months. You see, anything under the jumbo loan limit gets a much lower interest rate than above that limit. Before it was around 417K which would have caused us to get a percent or more interest rate higher because our loan would have been around 575K. Here's a quote from the news:

"For instance, the interest rate difference between loans that fall
within the cap limit and jumbo loans was more than 1 percent on Thursday
-- 6.39 percent compared with 5.30 percent, according to Bankrate.com.
On a $500,000 mortgage, the difference is about $350 a month."

Below is the full story:
http://money.cnn.com/2008/01/25/real_estate/stimulus_plan_targets_pricy_housing/index.htm